Terms & Conditions

General Disclaimer/ Terms of Use

Please read the following Terms and Conditions (“Terms”) carefully before you use the Tech Timeout™ Website or post your name to the Tech Timeout pledge wall.  These Terms also apply when using a mobile application, mobile device browser, or any other technology to access any content or other aspect of this site.   By accessing the Tech Timeout Website by any means, or posting your name to the Tech Timeout pledge wall, you are agreeing to these Terms.  If you do not agree to these Terms, please do not visit or use the site or post your name.

This site is proprietary to the Independent Order of Foresters.  On this page, “you” or “your” mean the person using the site. “We”, “us” or “our” mean The Independent Order of Foresters and its affiliated companies (collectively “Foresters”).

We may change the Terms from time to time, without prior notice. The amended Terms are automatically effective as soon as we post them.  You should, therefore, review these Terms regularly.

Additional or different terms of use may apply to other websites for Foresters and you should review the terms of use posted on the website(s) you wish to use.

Privacy and Security

You should be aware that, under our Privacy Policy, Foresters defines “personal information” as any information about an identifiable individual such as name, age, address, gender, government identification numbers, financial information, health information and medical records. personal informatIOn does not include publicly available information, including information that individuals choose to make public through this website or by posting on the pledge wall.

If you would like to have your post removed from the Tech Timeout pledge wall or any User Submission removed from the Tech Timeout site then please submit your request to digitalcomm@foresters.com.

We are committed to keeping your personal information and that of individuals who seek to obtain products and/or services through Foresters, and/or members of Foresters, safe and secure.  Personal information transmitted to us will be treated in accordance with our Privacy Policy.  You can find out more about how we do that by reviewing our Privacy Policy.

User Submissions

We welcome stories about the experiences of you and your family with Tech Timeout and thank you for taking the time to make this site more interesting for our visitors.  You may submit information, text, photographs, images, videos, or other material (collectively “UserSubmissions”) to this site.

Please remember that User Submissions are public AND SO IS ALL THE INFORMATION IN YOUR SUBMISSION.  wE ENCOURAGE YOU TO THINK ABOUT YOUR PRIVACY AND THE PRIVACY OF ANYONE INVOLVED WITH YOUR SUBMISISON BEFORE PROCEEDING.  Personal information that you voluntarily disclose through User Submissions can be collected and used by others.

You are solely responsible for any User Submissions that you submit to or post on this site.  You agree that your User Submissions shall comply with the User Submission Guidelines below.

User Submissions may not be accurate and do not necessarily reflect the views of Foresters.  Foresters does not endorse any User Submission or any opinion, recommendation, or advice expressed therein.  Foresters expressly disclaims any and all liability in connection with or arising out of User Submissions.

By submitting User Submissions to this site, you hereby grant Foresters a perpetual, irrevocable, non-exclusive, worldwide, royalty-free license to use, copy, reproduce, sell, distribute, publicly display, publicly perform or create derivative works from the User Submission or any portion thereof.  Foresters may sublicense all or part of its rights under this license or assign them to third parties.

By submitting a User Submission to this site, you represent and warrant that the User Submission is your original work, that the User Submission does not violate any agreement between you and a third party, and that the User Submission does not and shall not infringe upon or violate any law, agreement, or right of any kind, of any third party, including, without limitation, rights affecting copyright, patent, trademark, unfair competition, contract, defamation, privacy or publicity.

By submitting a User Submission to this site, you agree to defend, indemnify, and hold harmless Foresters, the Foresters family of companies, and each of their respective present and former employees, officers, directors, shareholders, agents, representatives, lawyers, predecessors, successors, and assigns from and against any and all claims, demands, liabilities, duties, obligations, damages, interest, causes of action, and expenses of any kind, including without limitation lawyer fees and disbursements, arising out of or in connection with a breach or alleged breach by you of your obligations, representations or warranties herein.

Foresters may refuse or remove any User Submission that, in its sole judgment, violates these Terms, including without limitation, the User Submission Guidelines below.  Foresters has the right, but not the obligation to monitor User Submissions for inappropriate content.

User Submission Guidelines

In order to ensure that this site is a respectful place for all, we reserve the right to refuse or remove User Submissions we consider to be spam, vulgar, inappropriate, abusive, unlawful, racially or ethnically offensive, derogatory, obscene, sexually explicit, threatening, or otherwise inconsistent with the values of our organization.

By submitting a User Submission that includes a photo and/or image, you confirm that you have valid consent from all who appear in the photo or image.  Do not submit a User Submission where you do not have the consent of all those involved.

You also agree not to submit User Submissions that a) invade privacy or are harmful to minors; b) contain information about minor children unless you are the child’s parent or legal guardian, in which case you should still seriously consider the risks of including this information in your submission; c) violate any law or regulation; d) advertise or solicit funds or the sale of goods or services; or e) impersonate any person or entity.

Use of Visitor Information

Foresters gathers statistical information regarding visitor usage.  This information includes such data as number of visitors, sessions and page views, length of visits, pages visited, and other such information.  This data is only used in the aggregate to help determine general usage patterns which will allow us to continually improve our online and mobile services.  This statistical information may be shared or made public at our discretion.  This data will not contain any personal information or information that identifies any specific visitor.

Warranty Disclaimer

NO WARRANTY: YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE TECH TIMEOUT webSITE or any technology to access any content or other aspect of this site IS AT YOUR SOLE RISK AND THAT THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL SERVICES PERFORMED OR PROVIDED BY THE SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE”, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND FORESTERS HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH RESPECT TO ANY SERVICES, EITHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES AND/OR CONDITIONS OF MERCHANTABILITY, OF SATISFACTORY QUALITY, OF FITNESS FOR A PARTICULAR PURPOSE, OF ACCURACY, OF QUIET ENJOYMENT, AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. FORESTERS DOES NOT WARRANT AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE SITE; THAT THE FUNCTIONS CONTAINED IN, OR SERVICES PERFORMED OR PROVIDED BY, THE SITE WILL MEET YOUR REQUIREMENTS; THAT THE OPERATION OF THE SITE OR ITS SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE; OR THAT DEFECTS IN THE SITE OR ITS SERVICES WILL BE CORRECTED. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY FORESTERS OR ITS AUTHORIZED REPRESENTATIVE SHALL CREATE A WARRANTY. SHOULD THE SITE OR ITS SERVICES PROVE DEFECTIVE, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO THE ABOVE EXCLUSION AND LIMITATIONS MAY NOT APPLY TO YOU.

Limitation of Liability

IN NO EVENT SHALL FORESTERS, INCLUDING ITS DIRECTORS, OFFICERS, AGENTS AND EMPLOYEES, BE LIABLE TO YOU OR ANY THIRD PARTY FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, GENERAL, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO: (i) THESE TERMS; (ii) YOUR USE OR INABILITY TO USE THE SITE, HOWEVER CAUSED; (iii) RELIANCE ON CONTENTS OR INFORMATION OBTAINED THROUGH THE USE OF THE SITE; AND (iv) ANY OTHER MATTER RELATING TO THESE TERMS, THE SITE, OR THE SITE’S CONTENT.  ANY AND ALL OF THE LIMITITATIONS OF LIABILITY CONTAINED IN THESE TERMS APPLY EVEN IF FORESTERS HAS BEEN ADVISED OF THE POSSIBILITY OF ANY DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU.

Use of Cookies

Foresters uses “cookies” to help personalize your online experience, including on the Tech Timeout site.  A cookie is a small text file that is place on your hard disk by a web page server.  Cookies contain information that can later be read by a web server in the domain that issued the cookie to you.  Cookies cannot be used to run programs or deliver viruses to your computer or mobile device.

Foresters uses cookies to store your preferences and other information in order to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content.

You have the ability to accept or decline cookies.  Most browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer.  If you choose to decline cookies then you may not be able to use interactive features of the site that depend on cookies.

Ownership and Use of Content

The content of this site is protected by copyright. You can copy information for your own personal non-commercial use, but may not otherwise republish or reproduce any part without the prior written permission of the applicable Foresters company.

Trademarks

Foresters is the copyright owner of all text and graphic images contained on this website, unless otherwise indicated.  Tech Timeout trademarks and logo may only be used with the prior written permission of and a license agreement from Foresters, and may only be used if displayed in their correct form, are used in compliance with our organizational standards and are used in keeping with practices that protect our trademarks and copyrighted material.  Ownership of the trademarks must be attributed to Foresters in a manner satisfactory to us.

External Links

All hypertext-linked websites, save for those links to other Foresters websites, are completely independent of this site. We do not endorse any external hypertext-linked sites or their products or services. We simply provide these links as a convenience to our site visitors.

Foresters Linking Agreement Terms

Foresters welcomes links to www.techtimeout.com If you want to link to the Tech Timeout website, you may do so, provided you agree to the Link Conditions, below. By establishing a link to the Tech Timeout website, you are deemed to have agreed to these Link Conditions.

If you link to the Tech Timeout website, Foresters grants you a limited, non-exclusive, nontransferable, royalty-free license to use the Tech Timeout logo, trademarks and Internet icon(s), if available, (the “Tech Timeout Marks”) solely for the purpose of serving as a link from your website, including your Facebook page, to our website. Except for the limited license to use the Tech Timeout Marks granted in this paragraph, you may not use any Tech Timeout Marks for any reason without our prior written permission.

You acknowledge that all rights to the Tech Timeout Marks, the content appearing on the website and pledge page, and the look and feel of this website and pledge page, belong to Foresters. You will not at any time directly or indirectly contest or infringe these rights.

Link Conditions

If you link to the Tech Timeout website, your website:

  • Should not create frames around the Tech Timeout website or use any technique that alters the visual presentation of the Tech Timeout website without specific permission from Foresters.
  • Should not alter the Tech Timeout or Foresters logo in any way (including any reduction in size (kilobytes) or change in dimensions).
  • Should not imply that Foresters or Tech Timeout is endorsing you or your products or services.
  • In the absence of any affiliation with Foresters, should not imply an affiliation between your company and/or Foresters and Tech Timeout.
  • Should not misrepresent your relationship with Foresters and/or Tech Timeout or present false or misleading impressions about Foresters products or services.
  • Should not contain materials that may be interpreted as distasteful or offensive; all materials should be appropriate for all age groups.
  • Should not use the Tech Timeout or Foresters logo(s) and any other Tech Timeout or Foresters names, marks, or other materials in a manner that is likely to cause confusion, dilute or damage the reputation or image of Tech Timeout or Foresters.
  • Should immediately cease and desist using the Tech Timeout or Foresters logos and/or linking to the Tech Timeout site on our written or electronic request.

Foresters has no responsibility or liability for any content appearing on your website, including your Facebook page.

Governing Law:

If any provision in these Terms of Use is held invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. These conditions of use shall be governed by and construed in accordance with the laws of the Province of Ontario and the applicable laws of Canada. You hereby consent and submit to the exclusive jurisdiction of the courts of the Province of Ontario sitting in the City of Toronto in any action or proceeding related to your use of this site.

Further Information:

For more information concerning these Terms, please contact:

Attention: Law, Compliance & Corporate Secretarial
The Independent Order of Foresters
789 Don Mills Road
Toronto, Ontario
CANADA
M3C 1T9

P:  1-866-466-7166

409735 CAN/US (06/13)